Ten Worst Insurance Companies ranked by AAJ (part 1 of 5)

Do any of these sound familiar?  "You are in Good Hands with Allstate",  "Like a Good Neighbor State Farm is there", "Better Benefits at work - Unum", "Helping people live healthier lives - United Health. The above mentioned slogans are all from top insurance companies that were listed in the publication Top Ten Worst Insurance companies - How they raise premiums, deny claims, and refuse insurance to those who need it most,  ranked by the American Association for Justice (AAJ).

As a Florida law firm, LaBovick & LaBovick, PA handles personal injury claims from accidents.  We have worked with most insurance, if not all insurance companies, when working on behalf of our injured clients. This post does not mean to bash insurance companies or suggest not purchase insurance. There have been several instances where a client's Uninsured Motorist policy had to kick in, because the person responsible for the automobile accident, had no coverage or insufficient coverage.  It is wise, to have a good insurance agent that you trust and respect, to write an insurance policy. Personally, I have been with my Insurance Agent for 20 years.

Proper coverage is so critical to a driver on Florida's roadways. If you are involved in an accident, and the other party responsible does not have coverage, you will wish that you would have taken out the Uninsured motorist coverage for the extra few hundred a year.  It can save you lots of headaches in the future, if you are injured in an automobile accident. Talk to your agent about proper coverage for your vehicle.

All insurance carriers are not equal.  Some are better than others and some are worse. The AAJ took a look at several insurance carriers and came up with a list of the top ten worst insurance companies. They investigated court documents, records from the FBI and the SEC, Complaints and investigations from State Insurance departments, testimony and deposition from former agents and adjusters, and new accounts from around the country.  The final comprehensive list of the top ten worst include automobile insurers, homeowners insurers, health insurers, life insurers and disability insurers.

There are a few well know advertising insurance companies are absent from the AAJ list they are AFLAC, GEICO, and Progressive.  They must be doing something right, if they managed to avoid the list.

Did you know that the insurance industry takes over $1 trillion annually in insurance premiums? The insurance industry also, has more than $3.8 trillion in assets, according to the Insurance Information Institute. One would think that with all of this money, why on earth would the insurance industry have to deny benefits to clients that were entitled to them.  There is only one thing that comes to mind and that is corporate greed.

In this five part series, we will look at the insurance industry, discuss companies on the ten worst insurance company list and give readers a fresh perspective as to what the companies are doing to improve public opinion and to service customers.

According to the AAJ, the following companies ranked as the top ten worst insurance companies:

  1. Allstate
  2. Unum
  3. AIG
  4. State Farm
  5. Conseco
  6. WellPoint
  7. Farmers
  8. United Health
  9. Torchmark
  10. Liberty Mutual

Stay tuned for part two of the series on "he worst ten insurance companies" and what every consumer needs to know when choosing an insurance provider.

Read the PDF of the AAJ's "Ten Worst Insurance Companies"

Join LaBovick & LaBovick helping the uninsured at a Back to School Florida KidCare enrollment fair

LaBovick & LaBovick, PA invites you to attend the Back to School Florida Kidcare enrollment Fair in West Palm Beach on August 3, 2008 from 12 noon - 3pm. The location is  2601 Military Trail (Corner of Crest Haven Blvd & Military Trail) West Palm Beach, at  the Shoppes of Cresthaven.

This event is being put on through the efforts of Palm Beach County Coalition members:  Kid Finders Network, Childrens Services Council of Palm Beach, Health Care District of Palm Beach County, Stay Well, Florida Department of Children and Family, Healthy Mothers and Healthy Babies, Procer Cultural Organization, Florida Covering Kids & Families, LaBovick & LaBovick, PA and many others.

The Health Care crisis in Florida is serious with over 700,000 children without Healthcare coverage, yet  many are eligible to receive Florida KidCare insurance, either by a low cost or free option.

"The purpose of the Back to School Florida KidCare Enrollment Fair is to bring awareness of the healthcare coverage available to kids in Florida without health insurance coverage", stated, Attorney Esther Uria LaBovick, Partner, LaBovick & LaBovick, PA.

Coalition Member, Kid Finders Network will provide digital fingerprints to  kids enrolling in Florida KidCare. KidFinders Network will also be give out professional Kits for Child ID cards at the Florida KidCare Back to School Enrollment Fair.

The main thing is that Free School Supplies will be given to Kids attending the event.  There will be food, Entertainment and fun giveaways for  families and kids attending the Back to School Enrollment Fair.

Please Share this information with any family that has children and cannot afford to provide healthcare coverage for their kids.

Palm Beach County Florida KidCare - Back to School - Enrollment Fair Sunday, August 3, 2008 -

 12 noon - 3pm - Admission is Free
 

About

At LaBovick & LaBovick, P.A. we have a reputation for fighting for justice, with relentless perserverance. We handle cases involving brain injuries, car accidents, dog bites, truck accidents, wrongful death, medical malpractice, products liability and false claims act/ qui tam claims. Our attorneys work to make sure that our clients receive justice. We do not defend insurance companies.

Attorneys of the Firm

Brian F. LaBovick, Esq. is Managing Partner of the Firm. He earned a Bachelors of Arts in Philosophy at Miami University in Oxford, Ohio in 1987. He obtained a Juris Doctor at the University of Miami School of Law in Miami, Florida in 1990. Brian LaBovick was admitted to the Florida and Federal Bars in 1990. He began his legal career in the prestigious Honors Graduate Program at the United States Department of Justice as a prosecutor in 1990. He has extensive trial and litigation experience. He concentrates his practice on prosecuting plaintiff personal injury, product liability, premises liability, toxic torts, and whistleblower/qui-tam claims. Brian LaBovick maintains an AV rating with Martindale-Hubbell and is listed in the Register of Pre-eminent Lawyers. He is past President of the NPBC Bar Association, past Director of Palm Beach County Justice Association; an Eagle Member of the Florida Justice Association, a member of the American Association for Justice; a Task Force Member of Florida Justice Association PAC; a CLE Committee Member for the Florida Justice Association, a Member of the Academy of Trial Advocates and the National Belli Society. He actively gives back to the Community and is involved in the American Cancer Society, Board Member of the Benjamin School, the Quantum House, the Papanicolaou Corps for Cancer Research, the Jupiter Tequesta Athletic Association, the Jewish Federation and Board Member of Temple Betham.

Esther Uria LaBovick, Esq. earned a Bachelors of Arts from Duke University in Durham, North Carolina in 1987. She earned a Juris Doctor from University of Miami School of Law in 1990. She was admitted to the Florida State and Federal Bars in 1990. She served as Assistant State Attorney for the Dade County State Attorneys Office, under Janet Reno. She was trained as a part of a special DUI prosecution unit in Dade County. esther LaBovick has extensive trial experience in prosecuting complex litigation cases. Her practice areas include product liability, personal injury, toxic torts, and consumer claims. She is a member of the Palm Beach Trial Lawyers Association, the American Bar Association, and the Florida Justice Association and the American Association of Justice. Esther.. LaBovick is active in the community and champions the causes of several organizations, such as the Quantum House, The South Florida Science Museum, The Benjamin School, The Latin American Cultural Center, and The Junior League of The Palm Beaches. She is Chair of the Worth Tasting Cookbook Committee for the Junior League and serves as President Elect of the Junior League of The Palm Beaches.

Carl J. Wald, Esq. earned a Bachelors of Science from Buffalo State College in 1989. He earned a Juris Doctor from Thomas M. Cooley Law School in Lansing, Michigan. He was admitted to the Florida Bar in 1996. He has earned a pilots license and clocks several miles in the air flying single and twin engine planes. Mr. Wald has extensive trial experience and was inducted into the Million Dollar Advocates Forum for his success in winning jury verdicts in excess of a million dollars. He actively gives back to the community and is involved in the Palm Beach Trial Lawyers Association, the American Bar Association, the Florida Justice Association and the American Association of Justice as an Eagle Member. In addition to his passion for flying planes, he enjoys playing Rugby with the Palm Beach Rugby Team.

Mark R. Hanson, Esq. is Director of the Litigation Division and is admitted to the Florida Bar. He earned a Bachelor's Degree from University of San Diego. He earned his law degree from Tulane University Law School. For over 20 years, Mr. Hanson has dedicated his legal career to fighting for the rights of injury accident victims and commercial litigation. Over the years, he has received many distinctions and honors. He is AV Rated, by Martindale Hubbell. He is a member of the prestigious Million Dollar Advocates Forum. He was named to Florida Trend Magazine's Florida Legal Elite and is one of seven attorneys statewide recognized in the Aviation, Admiralty & Maritime category. In addition, he was named a Florida Super Lawyer, by Super Lawyers Magazine; only 5% of all lawyers in Florida are named Florida Super Lawyers. Mr. Hanson concentrates his practice in the areas of Maritime/Admiralty Law, Personal Injury, Products Liability, Toxic Torts and Commercial Litigation.

Bobbie Celler, Esq. is the Director of the the PIP Suit Litigation Division and is admitted to the Florida Bar. He earned a Bachelor's of Science in Criminology and Political Science from The University of Tampa. He earned a Juris Doctor from Nova Southeastern University Shepard Broad Law Center. Mr. Celler is a licensed Attorney in the State of Florida. He is an aggressive and experienced trial attorney in Personal Injury and PIP Suit Litigation. Prior to joining the firm, Mr. Celler was an accomplished Commercial Realtor. He represented local, regional and national companies for their retail, office, industrial and investment needs. He handled large multi-million dollar transactions with national companies to office and retail leasing for independently owned businesses. Mr. Celler concentrates his practice in the area of PIP Suit Litigation.

Scott R. Haft Esq. is admitted to the Florida Bar. He earned a Bachelor's of Arts in Business Administration, from Franklin & Marshall College, Lancaster, Pennsylvania. He earned his law degree from Nova Southeastern University - Shepard Broad Law Center, Fort Lauderdale, Florida. Mr. Haft had the distinct honor of serving as a Legal Intern for the U.S. Attorney's Office, Southern District of Florida for two years. He is a talented and aggressive attorney. Mr. Haft concentrates his practice in the following areas: Employment Law, Commerical Litigation, Securities Fraud, Mortgage Foreclosure Defense, and Qui tam.

Michael B. Steinbaum, Esq.  is admitted to the Florida Bar. He earned a Bachelors degree in Finance from Florida State University, Tallahassee, Florida. He earned his law degree from Nova Southeastern University Shepard Broad Law Center in Fort Lauderdale, Florida. Mr. Steinbaum has prosecuted and assisted in the prosecution of such public violations as city minimum property standards, the preparation of and defense of ordinances, contracts, franchise agreements, and leases. Mr. Steinbaum had the distinct honor of serving as a judicial clerk for Judge Patti Henning, 17th Judicial Circuit of Florida, Fort Lauderdale. He is a member of the Palm Beach County Bar Association. Mr. Steinbaum concentrates his practice in the area of PIP Suit Litigation.

Tara L. Kopp, Esq. is admitted to the Florida Bar. She earned a Bachelor's Degree from Palm Beach Atlantic University, West Palm Beach, Florida. She earned her law degree from Nova Southeastern University Shepard Broad Law Center in Fort Lauderdale, Florida. Ms. Kopp received a Silver Pro Bono Honors Recognition while obtaining her Juris Doctorate at Shepard Broad Law Center. She had the distinct honor of interning for Judge Peter Evans in West Palm Beach. Ms. Kopp is a member of the American Bar Association and a member of the Palm Beach County Bar Association. Ms. Kopp takes prides in being a successful and aggressive attorney, and giving back to her community through service. She concentrates her practice in the area of PIP Suit Litigation.

 

Professionals of the Firm 

Marvin Pincus, JD is a Senior Case Manager in the Personal Injury Division. He earned a Bachelors of Arts from City University in New York in 1961. He earned a Juris Doctor from St. Johns University School of Law in 1967. He was admitted to the New Jersey Bar in 1968. Mr. Pincus has been an attorney for over 30 years and served as a senior trial attorney in New Jersey, specializing in litigation in the areas of personal injury, workers compensation, medical malpractice, workplace safety, product liability and premises liability. He served on the Board of Governors for the New Jersey Association of Trial Lawyers and served as President of The New Jersey Association for Trial Lawyers for over 10 years. He is a certified Civil Trial Attorney in the state of New Jersey. Mr. Pincus is a member of the Million Dollar Advocates Forum, based on his outstanding results for his clients. He has lectured extensively on numerous topics, including products liability, no-fault auto insurance, and medical malpractice. His legal efforts have resulted in several published cases involving legal precedents, including Mercado v. Transport of New Jersey, Mott v. Callahan AMS Machine Company and Palamone v. Patterson Board of Education. Mr. Pincus is a member of the American Association of Justice, Association of Trial Lawyers of America – New Jersey. * - Licensed to practice in New Jersey 

Paul D. Baltrun  is the Director of the Loss Mitigation Division. He has over 15 years of experience in the mortgage and loss mitigation industry. In addition to having built and developed multiple mortgage-related companies, Mr. Baltrun also has extensive experience in operational and upper-level management. He possesses a vast knowledge of the mortgage industry, and continues to utilize his skills to help clients achieve positive outcomes in their mortgage-related matters. In addition to his mortgage industry experience, Mr. Baltrun has also worked in the fields of secondary marketing and real estate trusts. His accomplishments include being a member of an elite management team designed by a Fortune 500 CEO, and serving as president of a company licensed as a correspondent mortgage lender.