Did you know cruise lines are not responsible for lost, stolen or damaged jewelry in any circumstance?
Attention all cruisers: did you know that a cruise line is not responsible for lost, stolen or damaged jewelry, even if it is their fault? Here is a typical disclaimer found in all cruise contracts in some form or fashion:
“We do not assume any liability for any loss of or damage to or delay of perishable items, medicine, liquor, cash, credit or debit cards, jewelry, gold, silver or similar valuables, including but not limited to those specified in Title 46 of the United States Code section 30503, securities, financial instruments, records or other valuable or business documents, computers, cellular telephones, cameras, hearing aids, dental hardware, eyewear, electric wheelchairs, scooters, or other video or electronic equipment, binoculars, film, videotape, computer disks, audio disks, tapes or CDs. These items should not be left lying about the Ship or your stateroom, nor should they be left unattended on other vessels, railcars or other vehicles or in hotels, or placed in luggage other than a bag that you carry with you. In addition, we do not assume any liability for any loss of or damage to carry-on baggage left unattended on the Ship or on other means of transportation or in hotels. The Ship and certain hotels may be equipped with stateroom or room safes or safe-deposit boxes in the Ship's or hotel's Front Office; using these facilities will not, however, increase our liability as provided in this contract.”
With this in mind, a passenger should exercise some prudence and common sense whenpacking for a cruise. Leave the diamonds, gold and your Rolex at home. Bring the costume jewelry instead. Most people won’t know the difference and even fewer would care. I have had to give many clients the bad news that their theft is not covered by the cruise line, and homeowners’ policies offer little relief unless a rider has been purchased. Avoid this heartache, and leave the good stuff at home.
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